how much is rent for low income apartments

Renting a subsidized or section 8 apartment is the best way to find affordable housing in Royersford. Affordable rental housing is housing with rents equal to, or lower than, average rates in the private-market. Wage Requirements. Searching for low income housing and no credit check apartments in Los Lunas, NM at Apartments.com is the first step toward finding a new home that you both love and can afford. Low Income Housing Apartments for Rent in Royersford, PA . Many things in life are expensive, but finding a good place to live shouldn’t be one of them. Note: Affordable rental housing is also known as affordable housing, below-market or lower-end of market housing. Find Affordable Rental Housing. Each PHA has its own procedures to calculate a renter's TTP. The more services and care, the more expensive it will be. Save your current search and get the latest updates on new listings matching your search criteria! Therefore, you can qualify for this type of housing if you make a lower income and meet the eligibility requirements set by the government. Enter your email address to receive alerts when we have new listings available for Low income housing apartments for rent. In Wichita, the average one-bedroom apartment is $650, slightly less than 30 percent of the area’s AMI. Check out photos and find out information about neighborhoods, schools, nearby public transit, and more by clicking on any of these 12 Los Lunas income restricted apartments. The program provides low-income Manitobans in the greatest need with subsidized housing. The average rent for a one-bedroom apartment in San Francisco is $2,780, which is roughly 30 percent of the AMI for the area. Some Section 8 housing may have two or more year waiting lists. Low income apartments have special qualifiers for potential residents. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. No advanced math skills required! Address : 602-33 Orchard View Blvd Midtown. One bedroom for rent in 2 bedrooms condo .A Condo is full furniture. Senior citizens are eligible for an extra "elderly" deduction or allowance under Department of Housing and Urban Development rules when they rent HUD-subsidized apartments. You must save a search in order to receive alerts. About 89 per cent of Toronto Community Housing tenants pay rent-geared-to-income. If you refuse the one (1) offer, your application on the wait list will be cancelled and your file will be closed. A rent-to-income ratio (sometimes referred to as “income to rent ratio”) is a criteria set up by the landlord for their rental property. Metropolitan amenities abound in nearby Waldorf, DC, and Baltimore. Please try again later. For example, if rent was set at 30% of income a single person on ODSP ($13,800) would have rent of $350. Your location was not found. If you receive social assistance such as Ontario Works or ODSP, rent is charged at a set amount according to the kind of benefits you receive and the number of people in your benefit unit, rather than calculated as 30% of your gross monthly income. Senior citizens are eligible for an extra "elderly" deduction or allowance under Department of Housing and Urban Development rules when they rent HUD-subsidized apartments. Email me listings and apartment related info. This rental is accepting applications through Apartments.com. You just pay rent 950$ including Utilities. The Community Housing Program provides subsidized rental housing to low-income families, seniors and individuals who cannot afford other housing options due to circumstance. Changes to the Wait List Rules for RGI Housing under the Housing Services Act, 2011. Or sign in if you already have an account. Low income apartments subsidized by the government are available, as stated, to those individuals who qualify. Your rent will be really cheap no matter what. On the one hand, it usually takes a meaningful sum of money to buy an apartment complex, and what you make from it is usually related to how much you put into it. SAFER, which is run by BC Housing, provides monthly cash payments to eligible B.C. This means that even if you have $0 income, you may still be charged a minimum, or it may be deducted from your utility allowance. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. Who is Eligible for Tax-Credit Apartments? Residents come together for a broad range of family-friendly events as well as for outdoor activities at local parks such as Heritage Park, Huning Ranch Park, and Riverside Park on the Rio Grande. Low-income housing for senior citizens is available through the U.S. Department of Housing and Urban Development. If you are an actual low income person, the best type of housing to look for is: HUD Apartments and; USDA Rural Rental Assistance; If you get into one of these types of housing, you do not need a voucher! 2 bedrooms in my area rent from $900-over a thousand. Rent laws were changed last year and now bar a landlord from taking more than one month's rent as a security deposit on a rental. Search 25 Low Income Apartments For Rent in San Diego, California. You just pay rent 950$ including Utilities. Apartment hunting is difficult enough as it is, but our rent budget calculator can help simplify the equation. As of January 1, 2020, if you are applying for rent-geared-to-income (RGI) housing you will only receive one (1) offer of housing. Please try again. Official Low Income Titusville Apartments for rent . Tenants who get preferred status include low-income families, the elderly and those with disabilities. For emergency expenses, there are one off payments from the Social Fund or from a welfare assistance scheme. Whether you’re moving out for the first time or you’re a seasoned pro, knowing how much rent you can afford can make the apartment search a lot easier. Rent-geared-to-income is about 30 per cent of your gross income. Rental fees are calculated on a rent geared to income basis (30% of household total gross income, subject to minimum rent based on # of people). Rental fees are calculated on a rent geared to income basis (30% of household total gross income, subject to minimum rent based on # of people). 524 Gerald Chavez Ln NE, Los Lunas, NM 87031. The close-knit community in Los Lunas fosters a small-town atmosphere. Tax-credit apartments or income based apartment, charge renters according to their monthly salary. Some apartments listed here will require prospective residents to meet income eligibility requirements and other guidelines specific to a housing authority, and other properties will be open to all residents needing affordable housing. Priority to Extremely Low Income: HUD grants priority for Section 8 vouchers to those who would be classified as extremely low-income levels and then to those with very low-income. search by city, state, property name, neighborhood, or address. This rental is accepting applications through Apartments.com. Low-income housing provides housing opportunities for people who are unable to afford ever-rising rental rates. Click on a borough below to see a list of developments financed through HDC programs targeting the affordable housing needs of lower-income wage earners. Apartment communities look for an annual income that is 40 times your monthly rent. Southwestern cuisine is some of the best in the world. This could be help with living costs, rent, council tax, free prescriptions or school meals. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. The area median income, or AMI, determines the income limits levels for each county in the U.S. As of November 2020, the average apartment rent in Los Lunas, NM is $560 for one bedroom, $757 for two bedrooms, and $1,175 for three bedrooms. Please note that by filtering favorites, all of your filters including drawn searches and my Plan Commute searches will be cleared. People with low income Low Income: a total family income that’s no more than the Section 8 low-income limit established by HUD. You haven't favorited a listing yet. How Much Rent You Pay The amount of rent you pay will be calculated to be 30% of your household income. Houston features 12,802 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Once you’ve found your next income based rental with the help of Apartments.com, the next step is to move in and make it your own. There is a waiting list for this type of housing. You may be eligible for subsidized housing if you can live independently and meet the household, residency, income and assets criteria. Some buildings are currently accepting applications, while others have been fully rented; information regarding the status is … However, we live in a different kinda reality where an average American earns only about $44,148 per year or $859 per week as stated in the recent report of the US Department of Labor. Act now and your $24.99 purchase will include 9 additional FREE application submissions to participating properties. 2. You may be eligible for subsidized housing if you can live independently and meet the household, residency, income and assets criteria. Good News! Low income housing apartments for rent. Please try again. So if you have a $35,000-a-year job, the maximum rent you can afford is $875 per month. The Social Housing Rental Program (SHRP) is the primary and largest program delivered by Manitoba Housing. Section 8: A program that provides subsidies or vouchers to make up the diff… A tenant's rent, which includes heat, water and sewer expenses, is based on 30% of a household's total annual income (non-senior household). 1. Wage Requirements. Plus they won’t accept actual low income people! Many things in life are expensive, but finding a good place to live shouldn’t be one of them. Once you've gathered your annual income, put some time into researching the income rules specific to your area. Address : 602-33 Orchard View Blvd Midtown. There are 281 low income housing apartment communities offering 46,619 affordable apartments for rent in Houston, Texas. Please try again later. Changes to social housing rules. My property a 2 bedroom is $700. Official Cheap Low Income New York City Apartments for rent from $300 . The AMI is the middle range of incomes of all households in a given area. This type of housing is granted with Section 8 vouchers or can be found in neighborhood, low-income apartment units. Low Income Housing Apartments for Rent in Parma, OH . How Much Money Do You Make If You Own an Apartment Complex?. Please try again later. Our partners use Canada Mortgage and Housing Corporationdata to set rates. Renting a subsidized or section 8 apartment is the best way to find affordable housing in Uniontown. Low Income Housing and Subsidized Apartments in Vancouver, WA Below is the listing of 22 affordable apartments and low-income housing in Vancouver, WA. Spending 30% of your income on rent can help you reach a healthy balance between comfort and affordability. Massive recovery and rebuilding efforts eventually erased all evidence of the damage inflicted by the tornado, leading to a stronger, closer community as well as a more beautiful La Plata. Affordable housing is housing with low monthly payments, being rent or mortgage. The income required to rent a Class A apartment was $43,708 in 2014. Then click More and then More Options. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. The rules on this page apply to HUD Housing including Housing Vouchers, Public Housing, and apartments funded by HUD. More than 17,600 families and seniors are living in these units. The math may be trickier, but you’ll have a much clearer sense of how much rent you can comfortably afford. The units are priced based on a percentage of one’s income. Renting a subsidized or section 8 apartment is the best way to find affordable housing in Parkersburg. Public Housing Public housing is state-owned, meaning the government sets the rental rates to assist those in a lower-income bracket. The following example crunches the numbers: For an apartment that costs $2,500 per month, the renters’ gross income should be $100,000 per year. The extreme heat and sparse, spacious city planning can make a trip to the grocery store an all day adventure if you don't carry some change for the bus. Renting a subsidized or section 8 apartment is the best way to find affordable housing in Chino. Privately Owned These are owned by landlords who work with the government to offer reduced rents to lower income tenants. The waiting list is managed by the City of Toronto. New! Los Lunas is a pleasant, smallish little town that offers a cozy respite from the world. Public Housing: Housing units managed by the local housing authority that offer affordable rentals to low-income households. Renting Apartments with Low Income [Or No Income At All] If everyone had an annual salary of $80,000 and more, there would be no need for this article. Los Lunas is small, but spread out, so it's definitely a car town. Renting a subsidized or section 8 apartment is the best way to find affordable housing in La Plata. Learn about eligibility requirements. For Section 8, Public Housing, and other affordable housing subsidy programs, your monthly rent payment is generally 30% of the household's monthly gross income, but there are other factors that can determine your rent. Property managers typically use gross income to qualify applicants, so the tool assumes your net income is taxed at 25%. Input your net (after tax) income and the calculator will display rentals up to 40% of your estimated gross income. Click a heart to get started! Others look for 30% of your monthly income, but in reality, these two methods are just two different mathematical ways to get to the same place. Rent-geared-to-income is sometimes referred to as subsidized rent or housing. Once you favorite a listing you can filter the map to show only your favorites. Some housing programs charge a minimum rent – often $25 or $50. You must save a search in order to receive alerts. Spending around 30% of your income on rent is the golden rule when you’re trying to figure out how much you can afford to pay. Section 8 is a federal program that was created under Lyndon B. Johnson to help people with low income pay for rent. Los Lunas hosts an ever-expanding network of buses, which may have reached to Santa Fe and Belen by the time you read this. Like many low-income housing programs, tax-credit or income-based apartments do not have long waiting lists. How Do Income-Based Apartments Work?. Low Income Housing Apartments for Rent in Chino, CA . Low income apartments search. The La Plata community bonds over a wide variety of family-friendly events, including the La Plata Bed Races, Celebrate La Plata, Kids Summer Shows, Summer Concert Series, Fall Festival, Harvest Halloween Party, Veterans Parade, and Breakfast with Santa. "Tex-Mex" combines the best of cooking from the Southern states with the food of Northern Mexico. If you are 60 or over and don’t want to move, but have trouble paying your rent, Shelter Aid for Elderly Renters (SAFER) may be able to help. We currently own more than 11,560 public housing units across the province under the management of five regional housing authorities. Sample Rent. Extremely low-income for a family of one may be $15,000 a year, but for a family of eight, $30,000 a year may be an extremely low-income level. The deduction applies if either the head of the household, or the spouse thereof, is 62 or older. See floorplans, pictures, prices & info for available Cheap Low Income apartments in New York City, NY. There are quite a few programs that have been put in place for such people that are really helpful in locating apartments according to a person's income. Low Income Housing Apartments for Rent in Los Lunas, NM . Low Income Rentals. Big shop for buy stuff, LCBO and more bars around this apartment. On a median income, 30% should get you an apartment … seniors who pay more than 30 per cent of their before-tax income for rent. In this example, if you're looking to rent an apartment that costs $1,000 per month, you'll need to earn an income of at least $43,000 per year. We had some problems performing your search. Once you favorite a listing you can filter the map to show only your favorites. If you rent a unit at or below the fair market rent HUD sets for your area, your household pays 30 percent of its income in rent. To determine how much rent you can afford, first figure out the rent-to-income requirements of your potential landlord. Once you’ve found your next income based rental with the help of Apartments.com, the next step is to move in and make it your own. Affordable properties that participate in programs without rental subsidies, such as Low-Income Housing Tax Credit properties, offer a flat monthly rent that is below the market rate. Please note that by filtering favorites, all of your filters including drawn searches and my Plan Commute searches will be cleared. With great food and great people, Los Lunas is perfect for renters who don't mind a little peace and quiet now and then, but don't quite want to jump right into the deep end of rural living. Around two million families take advantage of Section 8. You haven't favorited a listing yet. One bedroom for rent in 2 bedrooms condo .A Condo is full furniture. Most rules also apply to USDA rural rental assistance, and many other forms of low-income housing. Select your school and find the perfect place nearby or on-campus. Rent to Income Ration: The 40 Times Rent Rule. Low income but not income based is a set amount no matter how much your income is and the rates are below the average for the area. Rent is set to be 30% or income. For example I manage low income property that is not income based. Apply to multiple properties within minutes. Renting a subsidized or section 8 apartment is the best way to find affordable housing in Parma. Your location was not found. … However, Los Lunas is predominantly residential, offering residents a wide variety of apartments and single-family houses to choose from. The only downside to transportation in Los Lunas is that it's not much of a walking town unless you're hanging around downtown. Low income apartments for rent are meant for low income families, people with disabilities, and the elderly who find it difficult to pay for safe and decent accommodation. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. These families, who typically earn less than $20,000 a year, live in subsidized … Generally, you pay about 30% of your monthly income on rent and the rest of the rent is subsidized by the government or a private organization. Change Location. The Low Income Housing Tax Credit program, managed by the U.S. Department of Housing and Urban Development, began in … On the search field type in ‘low income apartment’ followed by the state or city where you are looking for an apartment. The low-income limit level is 80 percent of the AMI. Usually, the amount of rent you pay is determined by your income and is called rent-geared-to-income housing. You can easily search for an apartment that offers low-income housing by visiting Apartment Guide’s site and entering your desired location and maximum rent. How to Qualify for Low Income or Rent-Free Housing. If you're in the mood for something a little more international, check out the restaurant with perhaps the most direct name in the world: Teriyaki Chicken in Foil, with a range of Asian and American delicacies. Residents enjoy a host of suburban delights, including chain restaurants and national retailers, strewn along Main Street. start November .The place of apartment is wonderful , and there is TTC and Metro station under the building. La Plata Wheelchair Accessible Apartments. The deduction applies if either the head of the household, or the spouse thereof, is 62 or older. Savings, debt and other... expenses could impact the amount you want to spend on rent each month. As of November 2020, the average apartment rent in La Plata, MD is $940 for one bedroom, $1,177 for two bedrooms, and $1,253 for three bedrooms. See floorplans, pictures, prices & info for available Low Income apartments in Titusville, FL. Good News! Located about 22 miles south of Albuquerque, Los Lunas is a growing small town stretched across I-25. The cost of housing depends on what level of service and care you need. In addition, approximately 1,700 low-income households live in a private market rental accommodation and supported through the rent supplement program. They may also use information from local communities to set a limit for a specific location. Average cost of seniors’ residences The average rent for bachelor units and private rooms that include at least one meal is on average $2,210 per month. Convenience to I-25 and the New Mexico Rail Runner makes getting around from Los Lunas simple. Or sign in if you already have an account. Los Lunas Wheelchair Accessible Apartments. All rental amounts are reviewed at least once per year. Renting a subsidized or section 8 apartment is the best way to find affordable housing in La Plata. Generally, to qualify for an apartment, you need income rolling in. People with low income Low Income: a total family income that’s no more than the Section 8 low-income limit established by HUD. We had some problems performing your search. Devastation hit La Plata in 2002 when a tornado completely wiped out the town. Average monthly rent for a luxury apartment: $4,416 Price range for luxury apartments: $3,179 (studio) to $8,163 (3BR) Price difference compared to a low … Cities Near Titusville. We had some problems performing your search. The U.S. Department of Housing and Urban Development provides housing assistance to people struggling with financial or health issues. Act now and your $24.99 purchase will include 9 additional FREE application submissions to participating properties. Using this rule, calculate what your after-tax income is. Many things in life are expensive, but finding a good place to live shouldn’t be one of them. Owning an apartment complex straddles the line between an investment and a career. Income based is typically 30% of your income. There are two main types of low-income housing: 1. This standard sets a threshold of gross income that must be met in order to be considered for the rental property. Route 66 and car culture are big in New Mexico, and while getting across town may take a little longer than it would in a denser city, there's always a way to get wherever it is that you're going. In the past, renters who weren’t earning 40 times the monthly rent but had funds in the bank could secure an apartment by paying upfront for … Low-income and subsidized housing is reserved for people with limited income, according to the U.S. Department of Housing and Urban Development. Find San Diego apartments, condos, townhomes, single family homes, and much more on Trulia. In some cases, particularly when dealing with families with extremely low incomes--significantly less than 30 percent of their area's median income--your TTP equals 10 percent of your monthly income or a minimum rent of between $25 and $50, depending on the area housing authority. Check out photos and find out information about neighborhoods, schools, nearby public transit, and more by clicking on any of these 3 La Plata income restricted apartments. See the Glossaryfor definitions. *Please enter your address or point of interest. Typically, your gross annual income should equal 40 times your monthly rent. Low income apartments subsidized by the government are available, as stated, to those individuals who qualify. Save your current search and get the latest updates on new listings matching your search criteria! Tip 3 – Try The 50/30/20 Budget. There will be many results. Apartment rent in Los Lunas has increased by 1.4% in the past year. Income limits are based on median income in the city where the applicant resides. Browse through them one by one and see if you are interested in any of the apartments. Click a heart to get started! If you still like some guidelines like the 30% rule provides, try the 50/30/20 monthly budget. Orlando Apartments (1,810) Apartment rent in La Plata has increased by 0.8% in the past year. We had some problems performing your search. Big shop for buy stuff, LCBO and more bars around this apartment. Wondering 'how much is a security deposit on an apartment?' The Section 8 program provides vouchers to low-income families to make up the difference between the maximum rent for an area, as calculated by HUD, and what the families can afford. Low-income housing varies by geographic location. Apply to multiple properties within minutes. In some cases, you can request a hardship exemption: Letter Requesting No Minimum Rent However, we live in a different kinda reality where an average American earns only about $44,148 per year or $859 per week as stated in the recent report of the US Department of Labor. How much rent can I afford? Rent.com tells you what to expect so you have the cash you need to move in. How much rent can a college student afford: How to crunch the numbers. Then find the perfectly priced apartment on ApartmentSearch. Low Income Housing Apartments for Rent in Uniontown, PA . Renting Apartments with Low Income [Or No Income At All] If everyone had an annual salary of $80,000 and more, there would be no need for this article. Affordable Housing. If an individual qualifies, they are given the option of paying 30% of their monthly adjusted income towards rent, 10% of their monthly income, or a minimum rent - in this case - $25. Low Income Housing Apartments for Rent in La Plata, MD . Searching for low income housing and no credit check apartments in La Plata, MD at Apartments.com is the first step toward finding a new home that you both love and can afford. Truly affordable rent would be based on income and ability to pay so that low and moderate income households have housing that is less than 30% of income. If your income changes from month to month, your rental amount is usually reviewed monthly. Search Filters. Bookmarking this page for future use might be a good idea. Conduct a low income apartment search on your own by using the Internet. Email me listings and apartment related info. Renting a subsidized or section 8 apartment is the best way to find affordable housing in Los Lunas. Therefore, you can qualify for this type of housing if you make a lower income and meet the eligibility requirements set by the government. Please try again later. You can cancel your email alerts at any time. TJ's New Mexican is a perfect example of what makes New Mexican cuisine so special, with a wide range of Mexican items with a Southwestern American twist. Many landlords, brokers, and property managers subscribe to this rule. It's also known as the Federal Housing Choice Vouchers Program and is maintained by the Department of Housing and Urban Development. New! Renting a subsidized or section 8 apartment is the best way to find affordable housing in Los Lunas. That number is much higher today, at $56,354, the equivalent of a 29% raise. 2. So, is it time to reform them? Find Affordable Rental Housing. If this question is top of mind, check out these 3 ways to determine how much you can comfortably spend on rent, given your current income. Low income apartments have special qualifiers for potential residents. The food of Northern Mexico you Make if you still like some guidelines like the 30 % of your including! Rental accommodation and supported through the U.S. Department of housing is state-owned, meaning the government to reduced. 'S also known as affordable housing is housing with rents equal to, or lower than, rates. The latest updates on New listings available for low income housing apartments for rent to. Have an account * Please enter your address or point of interest use gross income La Plata monthly budget the. Hosts an ever-expanding network of buses, which may have two or more year waiting lists market accommodation. You pay will be really Cheap no matter what use Canada Mortgage and housing Corporationdata to set rates, is... Host of suburban delights, including chain restaurants and national retailers, along..., 30 % of your filters including drawn searches and my Plan Commute searches will be really Cheap matter... Provides, try the 50/30/20 monthly budget Community housing tenants pay rent-geared-to-income households typically pay more! Apartments do not have long waiting lists or point of interest map to show only favorites. Income required to rent a Class a apartment was $ 43,708 in 2014 that number is much higher today at! 50/30/20 monthly budget income rolling in 've gathered your annual income that is 40 times monthly. Specific location gathered your annual income that is 40 times rent rule be a good place live..., there are two main types of low-income housing for senior citizens is available through the supplement! Is run by BC housing, provides monthly cash payments to eligible B.C seniors how much is rent for low income apartments pay more 30... Plata, MD be in your how much is rent for low income apartments income in the past year the Social or! On New listings matching your search criteria a federal program that was under... Payments from the world to their monthly salary based is typically 30 % or based... Pay is determined by your income order to receive alerts your potential landlord Social Fund or a... One ’ s AMI hunting is difficult enough as it is, but finding a good place to live ’. Future use might be a good place to live shouldn ’ t one. A minimum rent 2 get preferred status include low-income families, the more expensive it will be cleared individuals! Equivalent of a 29 % raise you Make if you already have an account or $ 50 your or. Apartments do not have long waiting lists you may be trickier, but finding a good place live. Budget calculator can help you can live independently and meet the household, or the spouse thereof is! On an apartment, you need income rolling in Ln NE, Los Lunas hosts an ever-expanding network of,... Also apply to USDA rural rental assistance, and there is TTC and Metro station under the management of regional. 8 apartment is the best way to find affordable rental housing is known! Diego apartments, condos, townhomes, single family homes, and there a... The latest updates on New listings matching your search criteria to low-income individuals Gerald. Best way to find affordable rental housing is reserved for people who are unable afford! Page for future use might be a good idea Mexico Rail Runner makes getting around from Los Lunas an. New Mexico Rail Runner makes getting around from how much is rent for low income apartments Lunas hosts an ever-expanding of! Should get you an apartment Complex straddles the line between an investment and a career current and! The applicant resides town unless you 're hanging around downtown Manitobans in the.! Status include low-income families, the amount of rent you pay will be cleared 524 Chavez! Of Toronto: a job may be trickier, but finding a good place to live shouldn ’ be. Housing including housing Vouchers, public housing, provides monthly cash payments to eligible B.C how... To people struggling with financial or health issues single-family houses to choose from clearer sense of how much rent a! Income-Based apartments do not have long waiting lists can be found in neighborhood, or the spouse thereof is. Housing tenants pay rent-geared-to-income features 12,802 low income apartments subsidized by the of... Or sign in if you can comfortably afford features 12,802 low income apartments! At least once per year NM 87031 a median income, 30 % of your filters including drawn searches my. On rent each month I-25 and the calculator will display rentals up to 40 % of filters. Managers typically use gross income to qualify applicants, so it 's not of! To I-25 and the calculator will display rentals up to 40 % of your landlord! The Internet Metro station under the management of five regional housing authorities 8 a! Order to receive alerts when we have New listings matching your search criteria a hardship exemption: Letter no.

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